Monterey County Schools Insurance Group (MCSIG) Pharmacy Benefit

 Non Medicare Group 

The following is an outline of MCSIG’s non-medicare outpatient prescription drug benefit as of July 1, 2008.  For more information about your prescription drug benefit you can reach us at 1-866-321-9650 or by going to www.express-scripts.com and clicking on “Member Services”.  Login using your member ID.  For more general information about drugs, vitamins and your health conditions, log on to www.express-scripts.com and select “DrugDigest.”

MCSIG Non-Medicare Benefit Design as of July 1, 2008

Retail Copayments -30 day supply
Generic 
 $7 Copay
ESI Formulary Brand
 $20 Copay
ESI Non Formulary Brand
 $35 Copay
Mail Service Copayments – 90 day supply
Generic 
 $14 Copay
ESI Formulary Brand
 $40 Copay
ESI Non Formulary Brand
 $70 Copay
Dispensing Limits
Retail
60 day supply (1 copay per each 30 day supply)
Mail Service
90 day supply   

ESI FormularyMCSIG is adopting Express Scripts’ (ESI) broader, more extensive formulary.  Under the ESI Formulary, there will be more drugs available to you at the Formulary Brand copays.  The ESI formulary is created based on physician and pharmacist evaluation of clinical data.  There are formulary alternative drugs to almost all non-formulary medications.  If you are currently taking a medication that is not on ESI’s formulary (a non-formulary medication), you will receive separate information from Express Scripts as to your options.  You can find out if a drug is on the ESI formulary by going to www.express-scripts.com, logging in, then clicking on ‘coverage & copayments’. 

30 Day RetailEffective July 1, 2008 MCSIG’s retail copayment amount will be for a 30 day drug supply.  You can still obtain a 60 day drug supply at retail for two 30-day copayments.  If your medication is a maintenance medication you will need to convert that prescription to the Express Scripts Home Delivery Program by September 2008.  See the Exclusive Home Delivery discussion below.

Drug Quantity Management (DQM) - This new program only applies to a limited list of drugs.  A current list of drugs subject to the DQM program limits can be found at www.mcsig.com.  The DQM program assures that the quantity of drug supplied for each copayment is consistent with clinical dosing guidelines and your copayment benefit.   If your prescription is for a larger quantity than the DQM quantity limit you have three options:

You can find out if a drug has a DQM limit by going to www.express-scripts.com, logging in, then clicking on ‘coverage & copayments’.

 Exclusive Home Delivery (Prescriptions by Mail) – As of 7/1/2008 your pharmacy benefit will cover up to two retail fills of each of your maintenance medications at a participating retail pharmacy. Afterwards, you will need to order these prescriptions through Home Delivery from Express Scripts.  If you are currently filling a maintenance medication at retail you will receive separate information from Express Scripts as to your options.

CuraScript – As a reminder, all specialty medications must go through CuraScript Pharmacy after one fill at retail.  Specialty medications treat chronic, complex conditions such as hepatitis C, multiple sclerosis and rheumatoid arthritis. Although the incidences of these and other serious diseases are being diagnosed more commonly, the medicines needed to treat such conditions are far from common. 

Express Scripts defines specialty medications as injectable and noninjectable drugs having one or more of several key characteristics, including:

Please call 1-866-848-9870 if you are on a specialty injectable medication or specialty drug.

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